Direct financing
Business financing requests enter a consistent application and underwriting path.
About Team Finans
Financing built inside a connected operating model.
Team Finans is the financing-facing brand for business credit activity carried out by Team Finansman A.Ş. The operating model keeps origination, underwriting, servicing and portfolio evidence connected while regulated responsibility remains explicit.
What we do01 02 03
Three routes into the same financing discipline.
Dealer & distribution
Partner-originated opportunities can use the same evidence, policy and servicing structure.
Embedded programmes
Financing can sit inside a partner journey without hiding who is responsible for the regulated activity.
Group connection
Integrated infrastructure. Separate accountability.
TeamSec provides the wider technology and group context; TeamSec Capital addresses capital-markets structuring and distribution. Team Finans keeps the customer-facing financing responsibility distinct.
Operating principlesEvidence Decisioning Customer Portfolio
Clear evidence. Clear decisions. Clear responsibility.
One financing record
Application, identity, decision and servicing context should remain connected rather than being recreated across disconnected tools.
Reviewable underwriting
Policy, exceptions and supporting evidence should be visible to the people responsible for the decision.
Explicit product responsibility
Financing communications remain attributable to the licensed financing entity.
Monitoring after funding
Servicing and behavioural signals should support earlier review and intervention.